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Terms of Service

服务条款

Last updated / 最后更新: March 25, 2026

⚠️ Important Regulatory Disclaimer

AI Open Fortune is NOT a registered investment advisor, broker-dealer, or financial institution. This platform is not registered with or regulated by the U.S. Securities and Exchange Commission (SEC), the Financial Industry Regulatory Authority (FINRA), the China Securities Regulatory Commission (CSRC), or any other financial regulatory authority worldwide.

All content provided on this platform is for informational and educational purposes only and does not constitute investment advice, a solicitation, or an offer to buy or sell any securities, funds, or financial instruments.

1. Acceptance of Terms

By accessing or using AI Open Fortune ("the Platform"), you agree to be bound by these Terms of Service. If you do not agree, please do not use the Platform.

2. Nature of Service

AI Open Fortune provides AI-driven investment portfolio consultation and market analysis for educational purposes. Specifically:

  • All portfolio suggestions, forecasts, and analyses are generated by AI algorithms and are not personalized investment advice.
  • Historical performance data shown on the platform does not guarantee future results.
  • The platform does not manage, hold, or trade any user funds or assets.
  • Users are solely responsible for their own investment decisions.

3. Regulatory Compliance & Legal Boundaries

  • This service does not constitute securities investment advisory services as defined under the U.S. Investment Advisers Act of 1940.
  • This service is not subject to SEC oversight and does not provide regulated financial advice.
  • Users in jurisdictions where such services require licensing should consult local regulations before use.
  • AI Open Fortune does not solicit investments, manage client funds, or guarantee any returns.
  • Any subscription fees paid are for access to AI-generated educational content only, not for investment management services.

4. User Responsibilities

  • You must be at least 18 years of age to use this platform.
  • You agree to use the platform for lawful purposes only.
  • You acknowledge that investing involves risk and you may lose money.
  • You will not rely solely on this platform for investment decisions.
  • You are responsible for consulting a licensed financial advisor before making investment decisions.

5. Subscription & Payment

  • Subscription fees are charged quarterly and are non-refundable unless required by applicable law.
  • Payments are processed securely via PayPal.
  • You may cancel your subscription at any time; access continues until the end of the billing period.

6. Intellectual Property

All content, AI models, algorithms, and data on this platform are the property of AI Open Fortune. Unauthorized reproduction or distribution is prohibited.

7. Limitation of Liability

AI Open Fortune, its owners, employees, and affiliates shall not be liable for any financial losses, damages, or claims arising from the use of this platform or reliance on its content. The platform is provided "as is" without warranties of any kind.

8. Privacy Policy

We collect only the information necessary to provide our service (email, name, subscription status). We do not sell or share your personal data with third parties. All data is stored securely.

9. Governing Law

These Terms shall be governed by and construed in accordance with applicable laws. Any disputes shall be resolved through binding arbitration.

10. Changes to Terms

We reserve the right to modify these Terms at any time. Continued use of the platform after changes constitutes acceptance of the new Terms.

11. Contact

For questions regarding these Terms, please contact us at: legal@openfortune.com

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