🔐 隐私政策

🔐 Privacy Policy

您的隐私是我们最重要的承诺

Your privacy is our most important commitment

最后更新:2026年3月27日 | 生效日期:2026年3月27日 Last Updated: March 27, 2026 | Effective Date: March 27, 2026

📋 目录

📋 Table of Contents

  1. 我们收集哪些信息
  2. 如何使用您的信息
  3. 如何保护您的信息
  4. 信息共享与披露
  5. Cookie 使用说明
  6. 您的权利
  7. 数据保留期限
  8. 未成年人保护
  9. 政策变更
  10. 联系我们
  1. Information We Collect
  2. How We Use Your Information
  3. How We Protect Your Information
  4. Information Sharing & Disclosure
  5. Cookie Policy
  6. Your Rights
  7. Data Retention
  8. Children's Privacy
  9. Policy Changes
  10. Contact Us

📥 1. 我们收集哪些信息1. Information We Collect

我们在您使用 AI Open Fortune 服务时,可能收集以下类型的信息:

您主动提供的信息:

  • 账户信息:姓名、电子邮箱地址、密码(加密存储)
  • 市场偏好:您选择的市场版本(A股版或全球版)
  • 支付信息:订阅套餐选择、支付记录(不存储完整银行卡信息)
  • 联系信息:您通过邮件或客服渠道与我们沟通的内容

自动收集的信息:

  • 设备信息:浏览器类型、操作系统、设备标识符
  • 日志信息:IP 地址、访问时间、页面浏览记录
  • 使用数据:功能使用频率、点击行为(匿名化处理)

We may collect the following types of information when you use AI Open Fortune services:

Information You Provide:

  • Account information: name, email address, password (encrypted)
  • Market preference: your selected market version (A-Share or Global)
  • Payment information: subscription plan, payment records (no full card numbers stored)
  • Communications: content of emails or support messages you send us

Automatically Collected Information:

  • Device information: browser type, operating system, device identifiers
  • Log data: IP address, access time, page views
  • Usage data: feature usage frequency, click behavior (anonymized)

⚙️ 2. 如何使用您的信息2. How We Use Your Information

我们使用收集的信息用于以下目的:

  • 提供、维护和改善我们的 AI 投资策略服务
  • 发送账户验证邮件、订阅确认邮件和每周投资周报
  • 处理您的订阅付款和退款请求
  • 回应您的询问和客服请求
  • 发送重要的服务变更通知
  • 防止欺诈、滥用和安全威胁
  • 遵守适用的法律法规要求

我们不会将您的个人信息用于无关的商业推广,不会将您的数据出售给第三方广告商。

We use the collected information for the following purposes:

  • Provide, maintain, and improve our AI investment strategy services
  • Send account verification emails, subscription confirmations, and weekly reports
  • Process your subscription payments and refund requests
  • Respond to your inquiries and support requests
  • Send important service change notifications
  • Prevent fraud, abuse, and security threats
  • Comply with applicable laws and regulations

We will not use your personal information for unrelated commercial promotions or sell your data to third-party advertisers.

🛡️ 3. 如何保护您的信息3. How We Protect Your Information

我们采用行业标准的安全措施保护您的个人信息:

  • 传输加密:全站启用 HTTPS/TLS 加密传输
  • 密码安全:使用 bcryptjs 算法加盐哈希,从不明文存储密码
  • 访问控制:JWT Token 身份验证,API 接口限流保护
  • 最小权限:内部员工仅能访问工作所需的最少信息
  • 定期审计:定期对系统安全性进行审查和更新

⚠️ 请注意:互联网传输不能保证100%安全。如果您怀疑账户安全受损,请立即联系我们。

We implement industry-standard security measures to protect your personal information:

  • Encryption in Transit: Full HTTPS/TLS encryption across the entire site
  • Password Security: bcryptjs algorithm with salting, passwords never stored in plaintext
  • Access Control: JWT Token authentication, API rate limiting protection
  • Least Privilege: Internal staff only access the minimum information required for their work
  • Regular Audits: Periodic security reviews and updates

⚠️ Please note: Internet transmission cannot be guaranteed 100% secure. If you suspect your account security has been compromised, please contact us immediately.

🤝 4. 信息共享与披露4. Information Sharing & Disclosure

我们不会出售、出租或交易您的个人信息。仅在以下有限情况下共享:

  • 服务提供商:与帮助我们运营服务的可信第三方(如邮件服务 Resend、支付处理方),这些方受保密协议约束
  • 法律要求:当法律法规、法院命令或政府机构要求时
  • 安全保护:为防止欺诈、保护用户安全或调查违规行为时
  • 业务转让:公司合并或收购时,您的信息可能作为资产转移,届时我们会提前通知您

We do not sell, rent, or trade your personal information. We only share in the following limited circumstances:

  • Service Providers: Trusted third parties who help us operate our services (e.g., email service Resend, payment processors), bound by confidentiality agreements
  • Legal Requirements: When required by law, court order, or government agency
  • Security Protection: To prevent fraud, protect user safety, or investigate violations
  • Business Transfers: In case of merger or acquisition, your information may be transferred as an asset; we will notify you in advance

6. 您的权利6. Your Rights

根据适用法律,您享有以下权利:

  • 访问权:查看我们持有的您的个人信息
  • 更正权:要求更正不准确的个人信息
  • 删除权:要求删除您的账户和相关数据("被遗忘权")
  • 数据可携权:以结构化格式获取您的数据副本
  • 反对权:反对某些类型的数据处理
  • 退订权:随时退订营销邮件(邮件底部有退订链接)

如需行使上述权利,请发送邮件至 privacy@aiopenfortune.com,我们将在30天内回复。

Under applicable law, you have the following rights:

  • Right of Access: View the personal information we hold about you
  • Right to Rectification: Request correction of inaccurate personal information
  • Right to Erasure: Request deletion of your account and related data ("Right to be Forgotten")
  • Right to Data Portability: Receive a copy of your data in a structured format
  • Right to Object: Object to certain types of data processing
  • Right to Unsubscribe: Unsubscribe from marketing emails at any time (unsubscribe link in email footer)

To exercise these rights, please email privacy@aiopenfortune.com. We will respond within 30 days.

🗂️ 7. 数据保留期限7. Data Retention

  • 账户数据:在您注销账户后,我们将在30天内删除您的个人信息
  • 交易记录:根据法律要求,财务记录保留7年
  • 日志数据:服务器日志保留90天后自动删除
  • 邮件通信:客服邮件保留2年,用于纠纷解决
  • Account Data: We will delete your personal information within 30 days after account cancellation
  • Transaction Records: Financial records are retained for 7 years as required by law
  • Log Data: Server logs are automatically deleted after 90 days
  • Email Communications: Support emails are retained for 2 years for dispute resolution

👶 8. 未成年人保护8. Children's Privacy

AI Open Fortune 的投资服务面向18岁及以上的成年人。我们不会故意收集未成年人的个人信息。如果您发现未成年人注册了我们的服务,请立即联系我们,我们将删除相关账户。

AI Open Fortune's investment services are intended for adults aged 18 and over. We do not knowingly collect personal information from minors. If you discover that a minor has registered for our services, please contact us immediately and we will delete the relevant account.

📝 9. 政策变更9. Policy Changes

我们可能会不定期更新本隐私政策。发生重大变更时,我们会通过以下方式通知您:

  • 在网站显著位置发布更新通知
  • 通过您注册的邮箱发送通知邮件

您在变更生效后继续使用服务,即视为接受新的隐私政策。

We may update this Privacy Policy from time to time. When significant changes occur, we will notify you through:

  • A prominent notice on the website
  • An email notification to your registered address

Your continued use of the service after changes take effect constitutes acceptance of the new Privacy Policy.

📬 10. 联系我们10. Contact Us

如果您对本隐私政策有任何疑问、建议或投诉,请通过以下方式联系我们:

If you have any questions, suggestions, or complaints about this Privacy Policy, please contact us through:

📧

隐私邮件

Privacy Email

privacy@aiopenfortune.com

🌐

官方网站

Official Website

aiopenfortune.com

⏱️

响应时间

Response Time

工作日内30天响应

Within 30 business days