📋 目录
📋 Table of Contents
📥 1. 我们收集哪些信息1. Information We Collect
我们在您使用 AI Open Fortune 服务时,可能收集以下类型的信息:
您主动提供的信息:
- 账户信息:姓名、电子邮箱地址、密码(加密存储)
- 市场偏好:您选择的市场版本(A股版或全球版)
- 支付信息:订阅套餐选择、支付记录(不存储完整银行卡信息)
- 联系信息:您通过邮件或客服渠道与我们沟通的内容
自动收集的信息:
- 设备信息:浏览器类型、操作系统、设备标识符
- 日志信息:IP 地址、访问时间、页面浏览记录
- 使用数据:功能使用频率、点击行为(匿名化处理)
We may collect the following types of information when you use AI Open Fortune services:
Information You Provide:
- Account information: name, email address, password (encrypted)
- Market preference: your selected market version (A-Share or Global)
- Payment information: subscription plan, payment records (no full card numbers stored)
- Communications: content of emails or support messages you send us
Automatically Collected Information:
- Device information: browser type, operating system, device identifiers
- Log data: IP address, access time, page views
- Usage data: feature usage frequency, click behavior (anonymized)
⚙️ 2. 如何使用您的信息2. How We Use Your Information
我们使用收集的信息用于以下目的:
- 提供、维护和改善我们的 AI 投资策略服务
- 发送账户验证邮件、订阅确认邮件和每周投资周报
- 处理您的订阅付款和退款请求
- 回应您的询问和客服请求
- 发送重要的服务变更通知
- 防止欺诈、滥用和安全威胁
- 遵守适用的法律法规要求
✅ 我们不会将您的个人信息用于无关的商业推广,不会将您的数据出售给第三方广告商。
We use the collected information for the following purposes:
- Provide, maintain, and improve our AI investment strategy services
- Send account verification emails, subscription confirmations, and weekly reports
- Process your subscription payments and refund requests
- Respond to your inquiries and support requests
- Send important service change notifications
- Prevent fraud, abuse, and security threats
- Comply with applicable laws and regulations
✅ We will not use your personal information for unrelated commercial promotions or sell your data to third-party advertisers.
🛡️ 3. 如何保护您的信息3. How We Protect Your Information
我们采用行业标准的安全措施保护您的个人信息:
- 传输加密:全站启用 HTTPS/TLS 加密传输
- 密码安全:使用 bcryptjs 算法加盐哈希,从不明文存储密码
- 访问控制:JWT Token 身份验证,API 接口限流保护
- 最小权限:内部员工仅能访问工作所需的最少信息
- 定期审计:定期对系统安全性进行审查和更新
⚠️ 请注意:互联网传输不能保证100%安全。如果您怀疑账户安全受损,请立即联系我们。
We implement industry-standard security measures to protect your personal information:
- Encryption in Transit: Full HTTPS/TLS encryption across the entire site
- Password Security: bcryptjs algorithm with salting, passwords never stored in plaintext
- Access Control: JWT Token authentication, API rate limiting protection
- Least Privilege: Internal staff only access the minimum information required for their work
- Regular Audits: Periodic security reviews and updates
⚠️ Please note: Internet transmission cannot be guaranteed 100% secure. If you suspect your account security has been compromised, please contact us immediately.
🍪 5. Cookie 使用说明5. Cookie Policy
我们使用以下类型的本地存储技术:
- 必要性 Cookie:用于保持登录状态(JWT Token),这是服务正常运行所必须的
- 偏好存储:记住您的语言偏好(localStorage)
- 分析 Cookie:匿名统计页面访问量,帮助我们改善用户体验
您可以通过浏览器设置管理或删除 Cookie,但这可能影响某些功能的正常使用。
We use the following types of local storage technologies:
- Necessary Cookies: Used to maintain login state (JWT Token), essential for service operation
- Preference Storage: Remember your language preference (localStorage)
- Analytics Cookies: Anonymous page view statistics to help us improve user experience
You can manage or delete cookies through your browser settings, though this may affect certain features.
✅ 6. 您的权利6. Your Rights
根据适用法律,您享有以下权利:
- 访问权:查看我们持有的您的个人信息
- 更正权:要求更正不准确的个人信息
- 删除权:要求删除您的账户和相关数据("被遗忘权")
- 数据可携权:以结构化格式获取您的数据副本
- 反对权:反对某些类型的数据处理
- 退订权:随时退订营销邮件(邮件底部有退订链接)
如需行使上述权利,请发送邮件至 privacy@aiopenfortune.com,我们将在30天内回复。
Under applicable law, you have the following rights:
- Right of Access: View the personal information we hold about you
- Right to Rectification: Request correction of inaccurate personal information
- Right to Erasure: Request deletion of your account and related data ("Right to be Forgotten")
- Right to Data Portability: Receive a copy of your data in a structured format
- Right to Object: Object to certain types of data processing
- Right to Unsubscribe: Unsubscribe from marketing emails at any time (unsubscribe link in email footer)
To exercise these rights, please email privacy@aiopenfortune.com. We will respond within 30 days.
🗂️ 7. 数据保留期限7. Data Retention
- 账户数据:在您注销账户后,我们将在30天内删除您的个人信息
- 交易记录:根据法律要求,财务记录保留7年
- 日志数据:服务器日志保留90天后自动删除
- 邮件通信:客服邮件保留2年,用于纠纷解决
- Account Data: We will delete your personal information within 30 days after account cancellation
- Transaction Records: Financial records are retained for 7 years as required by law
- Log Data: Server logs are automatically deleted after 90 days
- Email Communications: Support emails are retained for 2 years for dispute resolution
👶 8. 未成年人保护8. Children's Privacy
AI Open Fortune 的投资服务面向18岁及以上的成年人。我们不会故意收集未成年人的个人信息。如果您发现未成年人注册了我们的服务,请立即联系我们,我们将删除相关账户。
AI Open Fortune's investment services are intended for adults aged 18 and over. We do not knowingly collect personal information from minors. If you discover that a minor has registered for our services, please contact us immediately and we will delete the relevant account.
📝 9. 政策变更9. Policy Changes
我们可能会不定期更新本隐私政策。发生重大变更时,我们会通过以下方式通知您:
- 在网站显著位置发布更新通知
- 通过您注册的邮箱发送通知邮件
您在变更生效后继续使用服务,即视为接受新的隐私政策。
We may update this Privacy Policy from time to time. When significant changes occur, we will notify you through:
- A prominent notice on the website
- An email notification to your registered address
Your continued use of the service after changes take effect constitutes acceptance of the new Privacy Policy.
📬 10. 联系我们10. Contact Us
如果您对本隐私政策有任何疑问、建议或投诉,请通过以下方式联系我们:
If you have any questions, suggestions, or complaints about this Privacy Policy, please contact us through:
响应时间
Response Time
工作日内30天响应
Within 30 business days